Universe Enterprise has raised the maximum limit and lengthened the repayment period. Your name will be BLACKLISTED in FIDAS customer database if you failed to pay the installment for 3 months.
Just imagine what you can do with the loan amount. The loan can actually assist you in many ways such as paying off your credit card debts. This can reduce your monthly expenses by settling part of your bad credit.
If you are thinking of taking up the loan from us to further your studies, then your dream of achieving another certificate in education can be made true.
For utilizing the loan in home improvements, one can also use the money for house renovation on a newly bought house or an old house which needs repair and maintenance badly.
Getting a loan is a way of boosting your finance if you are thinking to pump in more capital into your current business. Our loan programs will not restrict you on how to spend the loan amount.
Getting a loan from Universe Enterprise allows you to regain your financial freedom.
Have question? Checkout our general question list
Personal loan is a sum of money which is being lend out from a money lender to an individual whereby the borrower has to fulfil a fixed payment within a fixed payment schedule.
No. It is entirely up to you on using the loan. It can be for the purpose of education, home improvement, travelling expenses, settling other bad debts, etc.
No. Good credit is all you need to qualify for our personal loan.
No. your monthly payment will never increase.
No. there is no repayment penalty fee. You can pay more than your minimum monthly payment or even pay your full loan at any time.
In both cases we can help you get the loan you deserve. No matter what your credit history, we aim to help you.
The amount you can borrow will depend on your individual circumstances.
The minimum period of payment is 6 months to maximum of 60 months.
18% Per Year for Unsecured loan and 12% Per Year for Secured loan.
No Applicable fee or Administration fee is needed.
RM5000 + 18% / 12 month = 491.66 Per Month. No other fee is needed.
No, only the stated months of 6 months to 60 months in the agreement.
Please call our customer hotline: 03-92856979 if need any assistant.